Category Archives: College costs

Simpler FAFSA Helps College Affordability

After a half century of bloated tuition increases, circumstances are reaching critical mass, as has been recently revealed by the Covid-19 pandemic. Demand for bachelor’s degrees has been declining, yet tuition continues to rise. The U.S. is tenth in the world in the percentage of 25- to 34-year-olds who have earned a bachelor’s degree, but first in the amount paid in tuition for those degrees.

A positive step toward solving the affordability crisis was the recent enactment of the FAFSA Simplification Act of 2020, a law designed to simplify the student financial aid process and make it more equitable. Under the law, far more than the current 60% of high school students are expected to submit a FAFSA to obtain their fair share of the $120 billion in financial aid disbursed every year by the Federal government. The more students who receive financial aid, the more of them will be able to afford college. Enrollment will increase accordingly.

The FAFSA Simplification Act of 2020

The FAFSA Simplification Act of 2020 is a 167-page insert to the 5,593-page Omnibus Act for 2021 that was signed into law on December 27, 2020. The primary purpose of the Act is to make it easier to complete the FAFSA so that a larger percentage of students will submit it to obtain the Federal financial aid to which they’re entitled.

Revising the FAFSA is a complex undertaking. It will take time to establish new rules and modify administrative processes, so the changes in the Act won’t go into effect until July 1, 2023, the first day of the 2023-24 academic year. The new FAFSA will be available online on October 1, 2022, so students who are now high school sophomores— the college Class of 2028 — will be the first to use it.

Here’s What the FAFSA Simplification Act of 2020 Does:

1. Increases the Income Protection Allowance (IPA) for dependent students from the current $6,970 to $9,410, a 35% increase. Since student income in excess of the IPA is assessed as an asset at 50% of its value under the FAFSA methodology.  This IPA increase will reduce the existing disincentive for students to seek part-time and summer employment.

2.  Increases the independent unmarried student IPA from the current $10,840 to $14,630, an increase of 35%.

3.  Eliminates the term Expected Family Contribution (EFC) and replaces it with Student Aid Index (SAI). Many parents mistakenly believe that the EFC is the amount they will have to pay for college, but the real figure is often much higher. However, clarifying the terminology won’t help the main problem that parents experience. They still won’t know the actual cost to attend a college until their child has applied to and been accepted by that college.

4.  Expands eligibility for Pell Grants to include incarcerated students.

5.  Changes to the SAI will make it easier to identify the neediest students.

6.  Re-defines Cost of Attendance (COA). COA will include tuition and fees, housing and meals (previously Room and Board), books and other course materials, transportation, personal expenses, Federal loan fees, and any costs associated with obtaining professional licenses, certifications, or credentials. The Act stipulates that the itemized COA must be disclosed on every college’s website.

7.  Increases the amount of the parent IPA that is shielded from the SAI. For a 3-person family, the IPA increases by 20% to $29,040.

8.  Changes the law regarding divorced or separated parents by eliminating the current standard, which is “The parent you lived with more during the past 12 months”. Under the new law, the parent who provides more financial support will be the parent required to report income and assets on the FAFSA. This will close a loophole that has been abused by some divorced and separated parents.

9.  Eliminates the question, “Other untaxed income not reported.” Such income as worker’s compensation and veteran’s educational benefits will no longer need to be reported as untaxed student income.

10.  Eliminates the question, “Money received or paid on your behalf.” No longer will a distribution from a grandparent-owned 529 account or a cash gift from relatives be reportable as untaxed student income.

11.  Renames the term Simplified Needs Test to the Applicants Exempt from Asset Reporting. Makes qualification easier by raising the Adjusted Gross Income cutoff from $50,000 to $60,000.

12.  Prohibits colleges and financial aid administrators from establishing a policy that doesn’t allow appeals of financial aid decisions.

13.  Expands the authority of financial aid administrators to exercise professional judgement. It allows them to consider a broader range of special circumstances including natural disasters, national emergencies, recession or economic downturn, and substantial losses in business, investments, and real estate.

14.  Reduces obstacles for homeless and foster youth in accessing Federal aid.

15.  Expands the definition of “independent student” to include students who are unable to contact their parent as well as students for whom contact with their parent would place them at risk.

16.  Removes the suspension of Federal student aid eligibility for individuals convicted of drug-related offenses.

17.  No longer divides the SAI by the number of family members in college. This change will substantially reduce financial aid eligibility for those families with multiple members in college simultaneously.

18.  Prohibits a college admissions consultant or financial aid counselor from charging a fee to help a family with the FAFSA. This means that families will be able to obtain FAFSA assistance only from volunteers.

19.  Makes it easier for the Department of Education and the Internal Revenue Service to share tax data so student aid applications can be processed faster.

20.  Forgives $1.3 billion in Federal loans that were made to Historically Black Colleges and Universities (HBCU’s) for repairs, renovations, and construction.

Changes to the FAFSA Are an Improvement, But…

The new FAFSA is an improvement over the current one in most respects. However, it introduces two changes that run counter to the interests of most families. These are Change 17, below, which removes the accommodation for families with more than one student attending college at the same time, and Change 18, which prevents consultants from charging a fee to assist families with the FAFSA. A summary of the major changes is provided below.

In addition to FAFSA simplification, the Omnibus Act for 2021 included emergency spending to help colleges and students cope with the impact of COVID-19. It also took foundational steps toward fundamental reforms in post-secondary education. The American Rescue Plan (ARP) Act, enacted on March 12, 2021, provided additional funds to colleges and students to cover pandemic-related expenses. It too included provisions that lead to reforms.

saving on college costsEven these two helpful acts of legislation, as welcome as they are, can’t cure what ails college education in America the most — excessively high tuition. No action has been taken on reforms such as debt-free college, the $1.5 trillion in outstanding student debt, the reauthorization of the Higher Education Act, and the unaffordability of most colleges for the average American family. Further work needs to be done in these areas.

Things Can Go Very Wrong no Matter Where You Live!

There are students who, in normal times, see benefits to living on campus for all four undergraduate years. On campus, they feel like they’re at the center of all things important to them. On the other hand, there are many students, especially upperclassmen, who prefer the independence from administrative influence that comes with living off-campus.

This dichotomy has long existed on campuses across the country. At any college, the ratio of students in the two camps is determined by factors such as a college’s policies, the cost of room and board, the local cost of living, the availability of rentals, and the ease of finding part time jobs in the area.

We have seen recently that things can go very wrong no matter where you live at college. Consider the unpleasantness that both on-campus and off-campus residents experienced earlier this year due to the coronavirus — an unforeseen crisis. Colleges closed dormitories abruptly, with all residents, including international students unable to return home, ordered to leave ASAP. Many on-campus residents never received refunds for the fees they paid for the semester. Most off-campus students were locked into contracts for rentals even though their purpose for living in them ended when classes did.

Like so many other things, the pandemic has affected college housing choices. If you’re a high school senior planning to attend a residential college in the fall of 2021, you should keep apprised of what’s happening on campuses this fall.

To Open or Not To Open

There are two main factors working at cross-purposes in a college’s decision to open their residence and dining halls. The first is money. Both public and private institutions have invested heavily to upgrade on-campus residential life in order to remain competitive. To earn a return on these investments, colleges have increased their residential fees by 9% annually over the last ten years, which is much more than the rate of inflation and also exceeds the rate that tuition has risen.

In a recent year, colleges collectively realized $15.5 billion in revenue for room and board and spent $14.9 billion to provide it, generating a surplus of $600 million. But if they’re empty, residence facilities chew up overhead while generating no revenue, causing substantial losses. This scenario incentivizes college administrators to open dormitories and dining halls.

The second factor, health, pulls in the opposite direction. Colleges long ago shed the burden of acting in loco parentis for their students, but they’re still ethically obligated to protect their student’s health. This is their duty regardless of how severe the financial impact may be on the college.

The tension between these two forces is being played out in real time as administrators waffle between alternatives. The choices are clear. They may open their campuses to business as usual, keep their campuses closed and conduct virtual classes, or offer a hybrid approach.

Thus far, the plans of administrators have proven ephemeral and subject to sudden change. Examples include UNC – Chapel Hill and Notre Dame, where students returned in August for one week before the rate of infection caused the campuses to close again. Imagine how many lives were disrupted by just these two quick policy reversals.

Certain administrators feel compelled to fill their dormitories to capacity this fall. Some are under contract with private corporations that operate the college’s residential facilities. Any policy that limits revenue makes the college subject to a lawsuit. The University System of Georgia is one of the largest institutions in this predicament. Other colleges are opening but with long lists of safety precautions that they’re undertaking to curtail the spread of the virus. Unfortunately, the efficacy of these measures will only be knowable in retrospect. It’s a roll of the dice.

What’s shocking is that decisions of such major consequence are being left to you — the student. Administrators seem reluctant to make tough decisions and stick with them. That’s why the current operations of so many colleges are subject to the day-to-day vicissitudes of a viral disease. The quality of administrative leadership of America’s colleges has been spotty, to say the least. Perhaps we can take comfort that from this experience, improvements in preparedness for future crises are bound to evolve.

 

COVID-19 Makes Difficult College Admissions Even Worse

 

This blog is about college admissions and the concerns of students in the admissions process, primarily rising seniors.  You need to understand how the pandemic affects you as an aspiring member of the college Class of 2025 — the students who will be freshmen in the fall of 2021.

The COVID-19 pandemic has hastened what was a slow-moving crisis. The 10% decline in college enrollment that Nathan Grawe, author of Demographics and the Demand for Higher Education, predicted would happen between 2020 and 2030 is happening right now in 2020 as the pandemic continues to shock higher education in the U.S.

Lately, the media has focused on the plans of colleges for their re-opening in the fall. It appears that college operations will be variations of the following three basic options:

  1. All classes will be conducted online,
  2. Some classes will be conducted on campus and some online, and,
  3. All classes will be conducted on campus.

Option 1 is controversial because of the strong preference of students for campus life as a part of their college experience. Options 2 and 3 are controversial because they call for stringent policies to mitigate the spread of infection among students, faculty, employees, and their families. Criticisms center on the question, “Will even these policies be sufficient to prevent an outbreak?”

There’s wide variation in the policies of colleges concerning tuition, travel, PPE requirements, student access to the Internet, residential and dining hall operations, health facilities, Covid-19 testing protocols, quarantining, social distancing rules, and many other matters. This information is vital to a current student making the decision to re-enroll or not. Thus far, it appears that many will not, as evinced by the sharp rise in requests for gap years.

Let’s be optimistic and assume that a vaccine will be available in early 2021 and that everyone will have been vaccinated by mid-year. Colleges can then safely resume normal operations in the fall of 2021. But by then the admissions process will have undergone radical changes. Some of these changes will be permanent. You’d be wise to anticipate and accommodate them in your admissions strategy.

Major areas where permanent change is expected:

1. College Closings – Colleges occasionally fail, usually for financial reasons. A large number of colleges have been financially unstable since the Great Recession, so they were struggling before Covid-19 struck.

Experts such as Clayton Christensen, author of The Innovator’s Dilemma,  have predicted that from 25% to 50% of colleges will close in the next decade due to a combination of factors that include the pandemic, changing demographics, state disinvestment, and an increasing expense burden. You should investigate the ongoing viability of the colleges to which you plan to apply. Are they likely to be among the 75% that may survive?

2. SAT and ACT Exams – The exam organizations have been cancelling test dates since March. They’re having difficulty scheduling and keeping replacement dates due to the persistence of the virus. Both organizations have considered but rejected plans to conduct exams online. As a result, many more colleges have joined the ranks of test-optional schools, at least temporarily. The majority of colleges now don’t require SAT/ACT test scores for admission.

Given the controversy over the potential of the exams to discriminate against socio-economically disadvantaged students, it’s probable that most colleges will remain test-optional after the pandemic. It’s also likely that more colleges will adopt test-free policies, which means they won’t consider your test scores even if you submit them voluntarily. Depending upon your circumstances, this trend may have a great effect on your selection of colleges.

3. Visiting Campuses – It seems likely that on-campus tours for prospective students will not resume until after the deadline for applications has passed next winter. This is significant for those building a list of “best-fit” colleges. A campus visit has always been the best way to determine if a college is right for you. Many colleges have made it easier for you to become familiar with their campuses online. They have invested in innovative methodologies that combine virtual technology with communication tools to provide state-of-the-art virtual tours.

Some colleges who have been unable to re-architect their online tours now offer a simple but effective improvement. It involves a student guide on campus using a smartphone to be visually connected with you. He or she makes the usual tour stops and then shows you whatever you want to see that is of specific interest to you. It’s not as good as actually being there, but it can help you to assess colleges.

4. College Major and Career Choices – The choice of your “best-fit” colleges depends to a great extent on your choice of a major, which is based on what you see as the best career field for you. Since the pandemic has caused mass disruption to entire industries, resulting in job losses in many fields, there are likely to be fewer job opportunities in these fields when you graduate.

However, no one is sure which fields will be most affected long-term. Complicating matters is the fact that the economy appears headed for a recession of unknown duration. In a poor economy, many graduates experience problems in landing a first job in their chosen field.

In short, even if your course selections in high school were oriented toward a particular major, your plans for that major should be re-examined.

5. Fewer Scholarships Available – In the past, many partial scholarships were awarded by colleges after they had accepted an applicant for admission. These “tuition discounts” were offered as a recruiting tool to try to prevent you from enrolling at another school that had accepted you. Now, funding for this type of scholarship is declining as colleges seek to increase revenue to offset the losses suffered thus far due to the pandemic.

Many colleges have taken a huge hit to their endowments funds, the source of many of the needs-based scholarships awarded to students who are socio-economically disadvantaged, members of minority groups, or from rural areas. In addition, many wealthy individuals and foundations that fund private scholarships directly have pulled back from their regular sponsorships.

Summary

Getting into the colleges that fit you best is about to become even more difficult than it has been in the past. If the 10% enrollment decline that’s been forecast holds true and the number of colleges declines by somewhere between 25% to 50%, as forecasted, the competition for the freshman seats that remain can only intensify.

If you would like some help and advice in making your decisions, contact me at [email protected]  I’ve guided hundreds of students to college success!

 

 

The earth has shifted for most American colleges

The admissions results for the Class of 2024 may be the final snapshot of a passing era. The deadline for applications was the end of January. Decisions were announced in late March. By April 1, most colleges had ceased operation due to the pandemic. Therefore, admissions to the Class of 2024 were not affected by the pandemic, but next year’s certainly will be.

Since decisions were released, the pandemic has frustrated those admittees who must choose from multiple acceptance offers. For those who have made their choice, the pandemic is interfering with all that normally precedes the fall semester.

Exactly what the fall semester will entail is unclear. Most college administrations are undecided, Columbia Universibut some have announced that students will be on campus in the fall with social distancing rules in place. Others have determined that they’ll only offer online classes in the fall. Many students will need to weigh the health risk of the full campus experience against the safety of virtual classrooms. Understandably, a higher than usual percentage of students are considering taking a gap year.

The earth has shifted for most American colleges

They will be severely tested by the decline in revenue that the pandemic is causing. Many will be forced to reduce their budgets, which may mean cuts to faculty, curricula, majors, residential and campus amenities, sports, recreational and cultural programs, and other features of a college’s value to students. This portends significant changes to the historical patterns of college admissions.

One positive result of this unpredictability is that waitlisted students are much more likely to be admitted. Concern over potentially low yield rates has motivated even the most elite colleges to go deeper into their waitlists than in the past. If you’re waitlisted, don’t hesitate to call an admissions office for an update on your status.

Although there were a few anomalies in the 2020 results, most colleges, especially the most highly selective ones, continued their pre-pandemic trend towards more applications and lower admissions rates. Table A shows the rates for a sampling of highly selective and popular regional institutions compared to their rates in 2019. Following Table A are comments about a few of the colleges.

 Table A: Admission Rates for the Class of 2024 (Fall 2020)

 

Institution

Class of 2024

Admission Rate (%)

    Class of 2023

Admission Rate (%)

American University 38              35
Amherst College 12              11
Barnard College 11              11
Boston College 24              27
Boston University 19              18
Bowdoin College 8                9
Brown University 7                7
CalTech 6                6
Carleton College 20             19
Clemson University 47             47
Colby College 9             10
Columbia Int’l University 34             33
Columbia University 6               5
Cornell University 11             11
Dartmouth College 9               8
Duke University 8               7
Emory University 20            27
Emory (Oxford) 23            20
Fordham 46            44
Furman College 61            61
Georgia Tech 20            19
Georgetown University 15            14
George Washington 39            41
Harvard University 5              5
Johns Hopkins University 9              9
Lander University 43           43
Limestone College 14           14
Macalester College 37           31
Middlebury College 24           16
MIT 7             7
New York University 15          16
Northeastern 19          18
Northwestern University 9            9
Princeton University 6            6
Rice University 10            9
Swarthmore College 9            9
Tufts University 15         15
University of Chicago 6           6
University of Georgia 46         45
University of Florida 29         34
University of Notre Dame 17         16
University of Pennsylvania 8           7
Univ. Southern California 16         11
Univ. of South Carolina 63         63
University of Virginia 21         24
Vanderbilt University 9           8
Washington University 13          14
Wellesley College 19          20
Wesleyan University 20          16
Wofford College 64          66
Yale University 6.5            5

Middlebury College: The admissions rate at Middlebury retreated sharply from 16% in 2019 to 24% in 2020. No explanation has been provided by the school’s press office.

Emory University: Emory’s admissions rate tightened from 27% in 2019 to 21% this year.

Brown University: Brown’s results for the Early Decision cycle saw applications up to an all-time high of 4,562. Its ED admissions rate was the lowest in the school’s history at 18%. However, the Regular Decision rate rose from 2019, bringing the overall admissions rate more in line with past results at 7%.

University of Southern California: USC’s acceptance rate increased to 16% for the Class of 2024, up from 11% in 2019. The University received 6,000 fewer applications in 2020 than in 2019. This is the first year that prospective students applied to the University after the Varsity Blues scandal, and the results are considered a reflection of that fact.

Wesleyan University: Wesleyan accepted 2,351 students to the Class of 2024 out of 12,752 applicants. While the University has experienced an upward trend in applications in the past, the applicant pool was smaller than usual this year. As a result, the admissions rate eased from 16% in 2019 to 20% in 2020.

Williams College: Williams admitted more students than usual this year in anticipation of a less predictable yield. Over the last five years, the College has accepted an average of 1,197 students for a target class size of 550. This year, Williams admitted 1,250, making it one of the few colleges that anticipated the potential ramifications of the pandemic in its early stages.

I’ve guided hundreds of students to college success, let me be your guide as well! Email me at [email protected]

Every Year of H.S. Matters in College Admissions!

Most experts consider junior year to be the most consequential in college admissions, and this may well be true. But senior year is nearly as important since it’s the year that you finalize and submit your applications. In both years, you face many choices that have ramifications beyond college and into your career.

It’s not just your years as an upperclassman that count. All four years of high school contribute to your ultimate success. The more you accomplish in the first two years, the less your burden will be in the last two years. The stress can be intense coming down the stretch, so we advise that you plan for each year of your high school career so that, at its culmination, you’re confident and looking forward to what’s ahead.

1. Start Strong Your Freshman Year

 A study by the Brookings Institute found that 9th grade is the most critical year in the College just aheadformation of a student’s potential. Your academic performance as a freshman sets the tone for the rest of your education.

A. Start Out with a High GPA

 Freshman year counts toward your cumulative GPA and has an impact on your final class rank. It’s great for your GPA to be an rising trajectory in junior year, but it’s even better if your record has been so excellent since 9th grade that a rise isn’t even needed.. A high GPA  that doesn’t need to be raised in junior year avoids much of the stress that can burden you as a junior.

B.  Meet with Your Guidance Counselor

 Guidance counselors play an essential role in your college admissions campaign. They’re busy people, so the responsibility is on you to schedule meetings with them. As a freshman, you can start a discussion about your admissions plan.  At this point, getting to know the counselor and giving them the opportunity to know you is your main objective. You’ll be in contact with them often in the coming years.

C. Make the Honor Roll

Making the honor roll in 8th grade will give you the opportunity to take honors courses in 9th and 10th grades. Success in honors courses is likely to enable you to take AP courses as a sophomore and upperclassman. The more AP classes that you successfully complete with a grade of 4 or 5 on the exam, the more likely that you’ll be accepted by the colleges that you target. You may also earn college credits at a number of schools.

D.  Begin Study in a Foreign Language

 Most selective schools require applicants to have two to four years of a single foreign language. Freshman year is the time to commit to the language that you’ll study through high school.

E. Experiment with Extracurricular Activities

 Immerse yourself in several activities that appeal to your interests. Join clubs, organizations, and intramural teams as you see fit. You’ll need time to identify those activities that truly interest you and for which you may also have an aptitude.

F. Use Summer to Your Advantage

The summer after your freshman year is a great time to find a job. If you’re still too young, you can volunteer for a non-profit that appeals to you.  A productive activity is to prepare for the PSAT exam. You may wish to begin to research into which types of colleges represent “best-fit” schools for you.

2.  Take Tests Your Sophomore Year

In your sophomore year, we recommend that you select honors classes in your strongest subjects. You should also assess your extracurricular activities and drop those in which you’re not too interested. Try new ones if necessary. Refine your admissions plan to focus on real choices that you’ll need to make as an upperclassman.

A.  Take the PSAT

 Taking the PSAT prepares you for the SAT in junior year and helps you identify your weak areas so that you can work to improve in them. If you release your name, address, and email to colleges, you’ll receive marketing communications from them.

B.  Practice for the ACT

 Pursue the PLAN Assessment Program offered by American College Testing if you plan to take the ACT exam instead of the SAT. This program assesses the efficacy  your study habits, your academic progress to date, and the intensity of your interests. It also prepares you for the ACT exam itself.

C.  Learn About College Admissions

 Become familiar with college entrance requirements, especially at schools you may feel are potential best-fits. The sooner you know this the better prepared you’ll be. Your guidance counselor’s office will have information about admission requirements, as will libraries, college websites, magazine rankings, and articles in the mainstream media.

 D.  Proceed on Your Academic Path

 Work with your guidance counselor to make sure that you’re enrolled in the courses that best suit your educational goals. You’ll also want to be sure that you’ll have all of your graduation requirements, except senior English,  completed by the end of junior year.

E.  Use Summer to Add to Your Admissions Credentials

 The summer after sophomore year is a good time to find a job. Stead employment every summer appeals to colleges. Use your spare time to prepare for the SAT or ACT exam. You may want to take an elective summer course at your high school or at a local college in the field that you’re considering as a major. Admissions officials will look positively on this as an indication of your desire to learn and work hard.

3.  Steps to Take in Junior Year

Your junior year is the most important in your admissions campaign because it’s the last full year of high school that colleges will see complete data when you apply. It represents you as a more mature student. Colleges use it as source data in their predictive models to project how well you’ll perform as a college student.

A.  Start on Your College List

College Made SimpleEstablish a set of criteria to guide you in building the list of schools to which you’ll apply. Your criteria can include factors such as the size of the student body, faculty-to-student ratio, total annual expenses, core curriculum, majors, degrees granted, geographic location, the nature of the local community, campus setting, campus amenities, work-study programs, and any other factors that you may consider important. By the end of junior year, you’ll narrow the list down to a predetermined number of schools. You should  plan to visit as many of them as possible over the next year.

B.  Plan for Exams

 You’ll be taking the SAT or the ACT and you’ll probably be taking AP exams. Register and mark the dates. Juniors should take the SAT or ACT the in spring so you can take them again in the fall of their senior year if you need to improve your scores. Don’t take them too early to “get it over with.”

C. Hone Your Abilities in Extracurricular Activities

 By now, you should know which activities you’ll list on your applications. Colleges look for commitment and depth, so just one activity is all you need if it fits that description. If you can attain a leadership role or garner an award in your activity, so much the better. Your talent or skill can serve you well, especially if it’s in a niche that colleges seek to fill.

D.  Learn Your Options for Financial Aid

Review the financial resources that will be available to you with your family.  Learn about saving on college costsfinancial aid from public sources, individual colleges, and corporations. High-school sponsored financial aid nights, independent financial aid counselors, and the media will be helpful in your research.

E.  Register for the Optimal Curriculum for Senior Year

 Meet with your guidance counselor to select classes for your senior year. Make sure that you’ll graduate with all the courses that you’ll need for admission to specific schools on your list. Colleges consider the rigor of the curriculum of seniors as well as their grades when they’re available.

F.  Reach Out to Letter of Recommendation Writers

Most requests for letters of recommendation are directed to guidance counselors and a small subset of teachers. These individuals receive an enormous number of requests. If you wish to obtain a letter from one of them, ask them as a junior so that they’ll have notice before the fall semester crush. Be sure that they’ll have only positive comments and that you won’t be “Damned by faint praise.”  You can also elicit a letter from a coach, the leader of one of your organizations, or an employer, as long as they know you well.

G. Visit Colleges

Campus visits require planning, especially if you wish to arrange for an admissions interview. Contact the admissions office to set up an interview, a guided tour, and a meeting with a faculty college visitsmember and a student in the department of your planned major. There will be opportunities later to visit campuses, but it’s a good idea to start as a junior, especially with schools where you may want to apply through an Early Admissions program.

H. Make the Best of your Junior Summer

 Admissions officials are impressed by applicants who have worked within their planned field of study as interns or employees. If you have an opportunity to secure such a position, then by all means do so. It’s also time to start working on your essays and personal statements.

If possible, take a summer college course in your planned major to demonstrate your commitment to your planned field of study and to prove that you’re capable of college work.

4.  How to Master Your Senior Year!

Seniors who plan to attend college are very busy people! What has seemed far in the future is now upon you — crunch time to prepare applications that will secure your admission to your best-fit schools.

A.  Finalize Your College List

 For most students, the final list should be pared down to a predetermined number of schools. With too few schools on the list, you won’t be spreading your risk sufficiently. With too many schools, you’ll dissipate your focus and effort. A good number to reach for is 8 to 10 colleges that are a good Fit and Match for you.

B. Paying for It

 When finalizing your college list, ask a very important question — can you handle it Paying for collegefinancially? October 1 is the first day that a student applying for financial aid can access, complete, and submit the FAFSA and CSS/PROFILE forms. These forms require a great deal of effort by you and your parents. The deadlines vary by college, but a head start is helpful.

C. Write Your Essays

 Allow plenty of time to brainstorm topics, outline, draft, and polish your essays and personal statements. This is crucial, especially if you are applying to schools that require supplemental essays. Essay questions are broad, which can make it difficult to know how to relate the topic to your life. Obtain input from others on your topics and approach. Be wary of having too many adult editors.

 D. Complete and Submit your Application 

 Work hard on your applications. If you’re applying for Early Admission to any schools, the usual  deadline is November 1. For Regular Decision, the deadline is usually January 2.

You may be able to choose which application platform to use. If possible, use only one. The Common App is accepted by nearly 900 colleges and many schools that accept other apps also accept the Common App.

E. Submit Senior Fall Semester Grades

 As soon they’re available, send your fall semester grades to the schools to which you’ve applied. This will be after you’ve submitted the application, but admissions officers want to be able to incorporate the data into their decision.

F.  The Decisions of Your Colleges

 Acceptance, rejection and waitlist letters arrive between late February and  early April. You college decisionsusually have until April 30 to accept an offer of admission. Don’t put too much faith in waitlists. Among the colleges that use them, only a small percentage of waitlisted students ever receive an acceptance letter.

G.  Make Your Decision

 If you’re accepted to more than one school, weigh all options. Talk with parents, other family members, teachers, mentors, and friends. Examine available financial aid and the total expenses at each school. If possible, visit the campuses of your two finalists to compare them closely.

H.  Final Steps

Colleges have a deposit deadline of May 1st. Once senior year is over, send your final high school transcript to the college you’ll be attending. These grades may help you secure a scholarship or qualify for a competitive academic program. If you took AP classes during senior year and have passed the national exams with a score of 4 or 5, you may be able to earn college credits and skip a required course.

Conclusion

Seeing the number of steps above, you, as a student or parent, might think that this is more than enough to do to prepare for admission to college. In fact, this is a partial list consisting of major tasks. Lesser tasks requiring little time have been omitted. But, just because they’re minor doesn’t mean these small tasks can be omitted.

The best way to accomplish all tasks that will lead to acceptance at your best-fit colleges is to hire Klaar College Consulting. Dr. Charlotte Klaar takes a no-nonsense, no-excuses approach as she works with students to make the entire college admissions process, including college search, application completion, and essay-writing, a delightful adventure of self-discovery and personal growth. Along the way, she helps students learn to make more informed decisions and to own the results.

Benefits of Hiring an Independent Educational Consultant

Navigating the high seas of college admissions can be intimidating and stressful for busy families. Because it can overwhelm, many students don’t fully explore their options, an approach that often culminates in attending a college that isn’t right for them. Finding and College admissionsbeing  accepted by a college that is right can be the difference between success and failure in  achieving a student’s educational goals.

Without expert guidance, students tend not to plan and prepare adequately for college admissions, which increases the chances of a negative outcome. That’s why it’s beneficial to retain a private college admissions consultant such as Dr. Charlotte Klaar of Klaar College Consulting. In this post, we’ll examine the value an Independent Educational Consultant (IEC) brings to students and families.

High schools employ guidance counselors, but few of these professionals can provide significant time in one-on-one college counseling with each student. With an average ratio of 800 students to each counselor, public high schools simply can’t be expected to provide the level of service that a private IEC offers. Nor does the 40-1 ratio of private high schools allow for adequate individualized attention.

IEC’s provide one-on-one expertise

In contrast, your IEC is able to devote the time necessary for a one-on-one cooperative effort. This gives you greater insight into the variety and complexity of the available choices. Your IEC’s advice is based on he or she learning about your GPA, test scores, strengths, weaknesses, passions, interests, talents, skills, experiences, available finances, and educational goals.  The IEC then creates a profile of you for use going forward.  Among other things, this enables the IEC to offer valuable advice on your selection of a set of target schools that best fit your profile where you’ll focus your admissions campaign.

Any campaign needs a strategy, and your college admissions campaign is no exception. Colleges seek diversified student populations. To satisfy a college’s desired student profile, you should, with the assistance of your IEC, develop an effective way to position yourself for acceptance. Your unique character and overarching interests will be melded into a positive image that impresses admissions officers.

This image will be reflected in each of the components of your admissions package; essays, interviews, letters of recommendation, and the application itself, so that your core message is strong and consistent. If you have a viable “hook” that will increase your chances of acceptance at your targeted schools, your IEC will help you to develop and use it to your maximum advantage.

Many factors go into acceptance criteria

The acceptance criteria of colleges include much more than your academic record. Your essays, personal statements, interviews, extracurricular activities, volunteer efforts, personal interests, skills, talents, and legacy status are among the non-academic factors taken into account. Your IEC assists you in communicating the core message that drives your case for admission in each component. The message is succinct and thematically coherent.

Two crucial elements of your admissions package are interviews and essays. They’re your best opportunities to communicate your core message, and in so doing to reveal the unique individual you are. Your IEC will coach you on the right responses to the typical questions posed by college interviewers seeking to learn more about you. IEC’s also advise on how to conduct yourself. You’ll enter each interview with confidence, which will help your case immensely.

Since not all colleges weigh feedback from interviews, essays (and personal statements) are the most important part of your application after your academic record. Essays can truly be the difference between whether or not you’re admitted to a college. Your IEC is an expert at helping you select topics and craft excellent essays that will convey your core message and raise your profile above your peers.

Finances are another critical factor

Another critical factor considered by your IEC is the amount that your family can afford to spend on your education. The average cost of a college education is now $29,400 per year for a 4-year public institution and $48, 510 per year for a 4-year private institution. For those families saving on college coststhat don’t qualify for need-based financial assistance, there are three alternatives: win a merit-based scholarship; pay the ongoing costs annually: or go into debt with student loans. Whatever approach or combination of approaches that a family chooses, financing a college education is nearly always stressful.

IEC’s help families understand the financial aid process. Each scholarship, grant, or loan program has its own set of requirements and deadlines. Navigating financing programs and completing the forms required is, in itself, as complex as gaining admission. We’ll consider the contributions that your IEC can make regarding financial aid more closely in a future post.

There is a clear advantage to be gained by getting an early start on your admissions campaign. If your family has wisely retained an IEC for you when you’re still an underclassman, you’ll receive advice in selecting the courses that will best advance your plans. He or she will guide you on the appropriate AP courses to take in light of your educational goals, keeping in mind that you shouldn’t let AP courses result in a decline in your GPA.

As an underclassman, your IEC will advise you in selecting extracurricular activities and summer internships that will further your case for admission to your targeted schools. Your IEC’s recommendations will be designed to provide evidence of the value that you’ll bring to a college’s student body and community. You’ll also be guided on standardized test selection, preparation, and scheduling. Your IEC will advise you on the scores that you should strive to achieve.

Colleges aren’t commodities. Just as you’re unique, each college is unique. The extent of the differentiation between seemingly similar colleges can be subtle but substantial. IEC’s frequently visit college campuses and interact with admissions officials. A major advantage to retaining the services of an IEC is that they can apply their first-hand knowledge of the unique characteristics and priorities of most of the colleges that interest you.

IEC’s stay current on new admissions consulting techniques, methods, and case histories through participation in a variety of professional associations. These include the three largest: National Association for College Admissions Counseling (NACAC),  Independent Educational Consultants Association (IECA), and Higher Education Consultants Association (HECA). In addition to events, publications, and member services, the associations provide training and certification in consulting specialties such as AICEP’s Certified Educational Planner and International Specialist Designation.  A number of top-tier universities offer online and classroom courses to IECs and award degrees and certificates in admissions-related fields.

Your admissions campaign requires developing several components that are presented through different media. Careful planning is a necessity. From your positioning strategy to the components of your application, an expert IEC will provide sound solutions tailored to your specific issues. Attaining admission to your chosen colleges is best assured through a committed, cooperative effort by you and your professional IEC.